Polypectomy Cost at Private Hospitals in Singapore: What to Expect

What is a polypectomy?

Polypectomy is a medical procedure to remove a polyp. Polyps are growths in organs or body cavities that can be cancerous or benign.

Polyps are usually benign, but your doctor may not be able to tell until they remove it. Some polyps are “precancerous,” which means they’re not cancerous now but could turn into cancer in the future.

Why should I get a polypectomy?

You may need to have a polyp removed if the polyp:

• Causes symptoms or complications.

• Looks cancerous or precancerous.

• Needs to be examined in the lab.

• Many healthcare providers recommend removing all polyps as a preventative measure. Polyps that don’t appear to be cancerous or precancerous or cause symptoms can continue to grow and change and become problematic later on.

Disclaimer: The information provided is for general knowledge only and should not be considered a substitute for professional medical advice. If you're experiencing any of these symptoms, request an appointment with our specialists at Thomson Medical for an accurate diagnosis and tailored treatment plan.

What is the cost of a polypectomy in Singapore?

Costs for a polypectomy in Singapore vary significantly depending on whether you choose a public or private hospital and whether your polypectomy is simple or complicated.

Polypectomies are under TOSP codes SF805C and SF806C.

Inpatient surgery

For inpatient surgeries, the costs will range between SGD 767 and SGD 4,300 depending on the procedure.

MOH provided a breakdown of the fees for private hospitals and clinics as per SI806C—Cervix, Polyp, Excision/Erosion (Simple) With Biopsy:

Breakdown of Fees

However, additional charges may arise from expenses such as pre-surgery consultations, imaging tests like X-rays or CT scans, medications, and post-surgery follow-up appointments.

This article was written in June 2025. Hence, prices for polypectomy may have changed since then. For more accurate benchmarking prices, please visit the MOH website and discuss with your doctor for more details.

Are there any subsidies for polypectomy?

Yes, there are several schemes in Singapore that can help offset the total costs of polypectomy.

These include MediSave, MediShield Life, and Integrated Shield Plans. Each offers different levels of coverage for your polypectomy depending on your eligibility and insurance arrangements.

MediSave

MediSave is a national medical savings scheme that allows Singaporean citizens and permanent residents to use their savings for hospitalisation expenses.

For hospitalisation, you can use up to SGD 1,130 per day for the first two days and SGD 400 per day for subsequent days for inpatient hospital charges. These charges include daily ward changes, treatment fees, investigations, and medications.

For day surgeries, you can use up to SGD 830 per day for hospital charges for day surgery, which include daily ward charges, daily treatment fees, investigations, and medicines.

For example, according to the CPF website, SI806C is classified under 1B on the Table of Surgical Procedures (TOSP). Hence, the withdrawal limit for polypectomy is SGD 420. 

However, other polypectomy procedures may be under different TOSP codes, so it is best to double-check which TOSP code your procedure is classified under to see a more accurate representation of the withdrawal limit.

This article was written in June 2025. Polypectomy costs may therefore have changed since then. For more accurate benchmarking prices, please visit the CPF website for more details.

MediShield Life

MediShield Life is a basic health insurance plan for all Singaporeans and PRs, designed to help pay for large hospital bills and selected costly outpatient treatments.

It will cover a portion of the surgical and hospitalisation costs for polypectomy, and similar to MediSave, there are claim limits.

For hospitalisation, the claim limits are SGD 830 per day for normal wards and SGD 5,140 for intensive care unit (ICU) wards, which include an additional SGD 800 per day for the first two inpatient days.

For surgical procedures, MediShield Life also follows the TOSP, meaning that there will be a claim limit for colposcopies under SI806C at SGD 420.

This article was written in June 2025. Hence, prices for polypectomy may have changed since then. For more accurate benchmarking prices, please visit the CPF website for more details.

Integrated Shield Plans

Integrated Shield Plans (IPs) are private insurance policies that offer additional coverage beyond what is provided by MediShield Life. They can cover a larger portion of your hospital bill, especially if you opt for private hospitals or higher-class wards.

Many IPs also offer “as-charged” benefits, meaning they cover the actual bill amount, subject to policy terms and annual limits.

Coverage details and claim limits vary depending on the insurer, the specific plan and the additional riders purchased.

If you are curious how much you can claim from your IPs for your polypectomy, it is best to talk to your insurance provider directly to discuss the details of your plan. For those under Prudential, please contact us via the Prudential medical concierge form if you have any further questions.

What factors affect the cost of my polypectomy?

Several key factors influence the final bill for polypectomy in Singapore:

• Pre-surgery expenses

  • Initial consultation fees

  • Diagnostic imaging tests

  • Pre-operative assessments

  • Specialist referrals

• Surgery-related costs

  • Surgical fees and anaesthesias

  • Type of surgery

  • Public hospital vs private hospital

  • Complexity of surgery

• Post-surgery expenses

  • Follow-up consultations

Dr Ryan Lee is an obstetrician and gynaecologist at Thomson Medical. Dr Ryan’s practice encompasses general gynaecology and high-risk obstetrics with a special interest in maternal medicine.

Case Study: Private Hospital with Integrated Shield Plan

Profile: A 26-year-old female requiring a polypectomy at a private hospital covered by Integrated Shield Plan.

Please note that for the most accurate estimate of insurance coverage and out-of-pocket expenses, you should consult their insurance provider directly, as coverage details vary by plan and insurer.

*For the most accurate pricing, please contact your healthcare provider directly to discuss with them the potential costs for the procedure.

*This article was written in June 2025. Prices may have changed since then. For more accurate benchmarking prices, please discuss with your doctor what specific procedure you may need and visit the MOH website under the relevant TOSP code for more details.

How do I process my insurance claims?

To process an insurance claim at a hospital in Singapore, you typically need to inform the hospital staff of your intent to claim, gather required documents like final bills and receipts, and submit the claim to your insurance provider through their designated channels (online portal, email, etc.).

For some insurance policies, the hospital may handle the claims process directly, especially for cashless claims. Here's a more detailed breakdown:

• Understand your coverage:

  • Before you schedule your treatment, meet your financial advisor to discuss the costs and coverage available for you should you undergo a polypectomy.

• Inform the hospital:

  • When you are admitted to the hospital, inform the hospital staff that you wish to make an insurance claim. They may guide you through the necessary paperwork and forms.

• Gather the required documents:

  • Ensure you have all the original, final bills and receipts for all treatments, including hospital stays, procedures, and medications.

  • If available, gather any relevant medical reports, diagnostic test results, and discharge summaries.

  • If you used your MediSave account for payment, you'll need a statement showing the Hospital Registration Number (HRN).

  • You may need to download and complete a claim form from your insurance provider's website.

• Submit the claim:

  • Many insurers offer different portals for submitting claims, including online portals, mobile apps, email, or direct paper submission to your financial advisor.

  • If the hospital handles the claim directly, they will submit it on your behalf.

• Follow up and track progress:

  • You should receive an acknowledgement of your claim submission.

  • Check the status of your claim through your insurer's online portal or app.

  • Do note that claim processing typically takes about 2 to 3 months from the date of submission (e-filing).

  • Some complex cases may take longer, especially if additional documents or clarifications are required.

  • If you don't receive updates after 3 months or have more questions, contact your insurer or the hospital for assistance.

At Thomson Medical, the insurance claims process is streamlined for your convenience.

The hospital provides e-filing services, submitting claims directly to MediSave, MediShield Life, and Integrated Shield Plan providers on your behalf.

This approach reduces paperwork and ensures claims are processed efficiently, allowing you to focus on recovery.

FAQ

Is polypectomy a major surgery?

How painful is a uterine polypectomy?

What are the benefits of removing polyps?

How long should I rest after a polypectomy?

How urgent is uterine polyp removal?

What happens if you don't get a polyp removed from your uterus?

Disclaimer: The information provided is intended for general guidance only and should not be considered medical advice. For personalised recommendations and tailored advice on pricing and services, contact us at Thomson Medical today.