• What are Integrated Shield Plans?

Integrated Shield Plan = MediShield Life + Additional Private Insurance Coverage

MediShield Life

  • MediShield Life is included in all Integrated Shield Plans.
  • MediShield Life will cover you for life, including your pre-existing conditions.
  • MediShield Life will cover your large hospital bills in Class B2 or C wards in public hospitals.
  • Fully Paid from your MediSave account
  • Managed by Central Provident Fund (CPF)

Additional Private Insurance Coverage

  • Required add-on to get an Integrated Shield Plan
  • Private Insurer may not covered your pre-existing conditions.
  • Private Insurers sell private insurance with option of a full rider.
  • If you choose to add on a full rider, this completely covers the co-insurance and deductible components of the hospital bill.
  • Private Insurer provides additional coverage (e.g. to cover the costs of private hospitals or Class B1 or A Wards in public hospitals.)
  • Managed by a Private Insurer.

With an Integrated Shield Plan and a full rider* that covers private hospitals, you may be fully covered for treatment. Call/WhatsApp 9-THOMSON (9-846-6766) or email contact@thomsonmedical.com to find out if your insurance plan covers you for Thomson Medical hospital bill.

 

  • Do I have to co-pay 5% under the new guidelines for Co-Payment for New Integrated Shield Plan riders?

If you purchased a full rider BEFORE 8 March 2018

  • Your coverage is not affected.
  • If you have an Integrated Shield Plan that covers private hospitals, you can be fully covered for your Thomson Medical hospital bill.

If you purchased a full rider AFTER 8 March 2018

  • If you have an Integrated Shield Plan that covers private hospitals, you can be fully covered for your Thomson Medical hospital bill with full coverage on co-insurance and deductible till 1st April 2021.
  • After 1st April 2021, the 5% co-payment is required.

With an Integrated Shield Plan and a full rider* that covers private hospitals, you may be fully covered for treatment. Call/WhatsApp 9-THOMSON (9-846-6766) or email contact@thomsonmedical.com to find out if your insurance plan covers you for Thomson Medical hospital bill.

* Terms and conditions apply.

Part of the information is extracted from Ministry of Health, MediShield Life and is repurposed for this page.

 

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