How Much Does a Colposcopy Cost in Singapore?

Getting a referral for a colposcopy can feel worrying, even when your doctor reassures you that it is a precaution. Alongside these concerns, it is natural to wonder about the cost of the procedure.

In Singapore, the cost of a colposcopy can vary depending on where you go and what is involved. Understanding what you may need to pay and what your insurance can cover can help you feel more prepared for your appointment.

What is a colposcopy?

A colposcopy is a procedure that allows your doctor to examine your cervix, vagina, and vulva more closely than a standard Pap smear.

During the procedure, a colposcope (magnifying instrument) is used to provide a detailed view of any areas that may look abnormal. The instrument remains outside your body.

The procedure usually takes about 15 to 30 minutes, and general anaesthesia is not required.

Why you might need a colposcopy

A colposcopy may be recommended if your Pap smear result is abnormal or if your HPV test detects a high-risk strain. It allows your doctor to take a closer look at your cervical health.

A colposcopy can also help diagnose:

• Precancerous cells or abnormal tissue changes in the cervix, vagina, or vulva

• Cervical inflammation

• Noncancerous growths like polyps

• In some cases, early-stage cervical cancer, vaginal cancer, or vulvar cancer

It is completely understandable to feel anxious at this stage. In many cases, the findings are mild and may resolve on their own without treatment.

How much does a colposcopy cost in Singapore?

In Singapore, you can have a colposcopy at a public or private hospital. The costs between the two differ quite significantly.

Private hospital and clinic costs

At private hospitals and clinics, colposcopy costs vary based on the specific procedure and whether it’s done as day surgery or requires an overnight stay.

Here’s a breakdown:

• Day surgery: SGD 1,600 to SGD 7,850, depending on your procedure code (TOSP code)

• Overnight stay: SGD 1,100 to SGD 10,400

• Colposcopy with loop electrosurgical excision procedure (LEEP): around SGD 2,900 to SGD 5,100

Your final bill may vary depending on factors such as consultation fees, medications, and follow-up care.

Public hospital costs

If you are a Singapore citizen or permanent resident, public hospitals offer subsidised rates to help reduce costs:

• Subsidised bills range from SGD 216 to SGD 386

• The median cost sits around SGD 326

That said, public hospitals usually have longer waiting times, and you may have less flexibility in choosing your specialist.

It is always a good idea to check with your doctor or the hospital team beforehand. They can walk you through the expected costs before your procedure so you can go in feeling prepared.
Costs can vary depending on your specific procedure and circumstances. If you'd like a clearer picture of what to expect, schedule an appointment with Thomson Medical Centre. Our specialists will assess your needs and walk you through the costs before you commit.

Does insurance cover colposcopy in Singapore?

In most cases, yes. Depending on your situation, you may be able to use MediSave, MediShield Life, or an Integrated Shield Plan (IP) to cover a part of your bill.

Medisave

MediSave can be used for colposcopy procedures for Singapore citizens and permanent residents:

• Day surgery: up to SGD 830 per day for hospital charges

• Overnight stay: up to SGD 1,130 per day for the first two days, then SGD 400 per day after that

The exact amount you can withdraw depends on how your procedure is classified. Your doctor can confirm exactly what applies to your case before your appointment.

MediShield Life

MediShield Life is the national health insurance scheme that all Singapore citizens and permanent residents are automatically enrolled in. It helps to cover part of your hospital and treatment costs. The amount varies depending on your case, but it can reduce your overall bill when combined with MediSave.

For a colposcopy, MediShield Life can help reduce costs for both your hospital stay and the procedure itself. The exact amount covered depends on your specific situation, but it can make a difference, especially when combined with your MediSave.

Integrated Shield Plans (IPs)

If you have an Integrated Shield Plan through a private insurer such as AIA, Prudential, or NTUC Income, this may further reduce your out-of-pocket costs.

This is especially useful if you are having your procedure at a private hospital, where costs tend to be higher. That said, coverage varies between plans and insurers, so it is worth calling your insurer before your procedure to find out exactly what is included and whether you need to get pre-authorisation before going ahead.

Colposcopy cost with biopsy in Singapore

During your colposcopy, if your doctor spots an area that needs a closer look, they’ll take a biopsy, which is a small sample of cervical cells from your cervix. This is usually done in the same appointment, so you will not need to come back for a separate visit.

In many cases, the biopsy cost is already included in your colposcopy fee.

At public hospitals, colposcopy with biopsy usually costs up to SGD 1,228 before subsidies.

At private clinics, the costs tend to fall in a similar range. That said, this can rise if additional samples are taken or lab processing fees are charged separately.

If any additional charges apply, your doctor will make sure to inform you before the procedure.

Please note that for the most accurate estimate of insurance coverage and out-of-pocket expenses, you should consult your insurance provider directly, as coverage details vary by plan and insurer.

This article was written in March 2026. Prices may have changed since then. For more accurate benchmarking prices, please discuss with your doctor what specific procedure you may need and visit the MOH website for more details.

What’s included in the colposcopy cost?

Understanding what is included in your quoted fee can help you avoid unexpected charges. It helps to know what your quoted procedure fee covers and what it does not, so you can plan ahead accordingly.

In general, the quoted fee covers:

• The colposcopy examination itself

• Application of a vinegar solution to help highlight any abnormal areas

• Your doctor's professional fee

• Use of the colposcope and clinical equipment

• Biopsy collection, if taken during the same appointment (at most clinics)

What is typically not included:

• Your pre-procedure consultation fee

• Laboratory fees for analysing the biopsy sample

• Follow-up appointments after the procedure

• Any medications prescribed afterwards

• Imaging, if ordered separately

A clear cost breakdown helps more than ease your mind financially. It also makes the insurance claiming process much smoother. Asking for an itemised estimate is completely reasonable, and your care team will be happy to guide you through it.

If you're ready to take the next step and want a clear picture of your costs before booking, schedule an appointment with Thomson Medical Centre. Our specialists will provide a personalised cost estimate and help you navigate your insurance options.

FAQ

How much does a colposcopy cost at public hospitals in Singapore?

Can I use MediSave for a colposcopy in Singapore?

Is colposcopy covered by insurance in Singapore?

How much does a colposcopy with biopsy cost in Singapore?

How long does a colposcopy take in Singapore?

Are there subsidies for colposcopy in Singapore?

The information provided is intended for general guidance only and should not be considered medical advice. For personalised recommendations and tailored advice based on your unique situations, request an appointment with Thomson Medical today.

Reference:

SI707C - Cervix, various lesions, colposcopy, Ablational And/Or Excisional Treatment (E.g. Laser Vapourisation/Loop Electrosurgical Excision Procedure/Laser Excision of Transformation Zone with Biopsy). (n.d.). Ministry of Health. https://www.moh.gov.sg/managing-expenses/bills-and-fee-benchmarks/cost-financing/tosp-si707c-bill-information/

SI810C - Cervix, Various Lesions, Colposcopy And Biopsy. (n.d.). Ministry of Health. https://www.moh.gov.sg/managing-expenses/bills-and-fee-benchmarks/cost-financing/tosp-si810c-bill-information/